If you never received the Truth-in-Lending disclosure or the Notice of Right to Rescind from the lender and you were entitled to receive one, you may still be able to rescind your mortgage loan.
However, you must take action during the first three years after you sign the mortgage contract, or before you sell your home – whichever occurs first. If you think you need to rescind your mortgage loan on this basis, you may want to consult an attorney. Remember, you will have to give back the money that you borrowed if you rescind the loan.
If you have a problem with your mortgage, you can submit a complaint to the CFPB online or by calling (855) 411-CFPB (2372). We’ll forward your complaint to the company and work to get you a response.
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